Register now to remove this ad

Page 2 of 3 FirstFirst 123 LastLast
Results 16 to 30 of 45

Thread: First Time Buying a House...

  1. #16
    Thanks guys.

    I've been doing quite a bit of research. And we've been looking at houses.

    MVP, very good advice. I guess I got caught up with looking at what I could afford by stretching it, but being stretched out on a house I've always heard is not a good thing. Need to stay within your means. My financial agent also mentioned that it isn't a great idea to think of property as an investment.

    So we've zeroed down on a property that I would be happy to live in for 5 to 10 years, or maybe longer. It's in a growing area and around good schools. I asked the realtor after what she thought, and she said it could be a good rental property if we wanted. So it's within our budget, probably can be sold later for a profit, or turned into a rental. So we have flexibility which is probably what we want with this being our first place.

    The housing market here is almost caught up to itself. My stocks have had a 12% return over the last few years....... we all were doing well. I hope it keeps up.
    Everybody here is out of sight
    They don't bark, and they don't bite
    They keep things loose, they keep things light
    Everybody was dancin' in the moonlight

  2. #17
    Quote Originally Posted by Slasher9 View Post
    Alphabet Inc, MSFT, or 1/10th of a share of BRK.A
    https://www.google.com/webhp?hl=en&s...#hl=en&q=BRK.A

    Hey, that's a W. Buffet company.
    Everybody here is out of sight
    They don't bark, and they don't bite
    They keep things loose, they keep things light
    Everybody was dancin' in the moonlight

  3. #18
    Quote Originally Posted by jacksonianmarch View Post
    SoxHop, I like the Dowling 5. Diversifies without having to spend a lot. Just need to keep up with their recommendations
    I'm searching that. I see and can't find anything. Is that have something to do with Dowling & Yahnke wealth management firm?

    Can you send me a link.
    Everybody here is out of sight
    They don't bark, and they don't bite
    They keep things loose, they keep things light
    Everybody was dancin' in the moonlight

  4. #19
    Offer made, offer accepted on a house. Me and my wife's first house. Inspection coming up.

    Like I mentioned. This has rental option in the future which makes me happy. But also cool place the wife loves and I do too. Has a large entertainment area overlooking our very small pool.

    It's a dream of mine to have a pool, and to have a place to have people over that overlooks the pool.

    Price per square foot is inline with other properties in the area. Good resale value.

    I hope the inspection goes well.

    I don't like tapping into the stock. But it needs to be done to hit the golden 20 percent down.

    You all should come over and watch a game.........
    Everybody here is out of sight
    They don't bark, and they don't bite
    They keep things loose, they keep things light
    Everybody was dancin' in the moonlight

  5. #20
    I need to say, I'm not loaded. It was around the least expensive places that had a pool in the area we wanted. We checked previous sales in the area that had a pool that sold in that range, and there were only two in the last 90 days.

    I'm not stretched out.......

    Any of you guys know about pools????????? I'm excited........ the wife is happy........ the Sox just won the Toronto series....... WOOOOOO HOOOOO!!!
    Everybody here is out of sight
    They don't bark, and they don't bite
    They keep things loose, they keep things light
    Everybody was dancin' in the moonlight

  6. #21
    Quote Originally Posted by SoxHop View Post
    Offer made, offer accepted on a house. Me and my wife's first house. Inspection coming up.

    Like I mentioned. This has rental option in the future which makes me happy. But also cool place the wife loves and I do too. Has a large entertainment area overlooking our very small pool.

    It's a dream of mine to have a pool, and to have a place to have people over that overlooks the pool.

    Price per square foot is inline with other properties in the area. Good resale value.

    I hope the inspection goes well.

    I don't like tapping into the stock. But it needs to be done to hit the golden 20 percent down.

    You all should come over and watch a game.........
    Congrats SoxHop!

    How exciting is that? With a pool too!

    Life is good.

  7. #22
    Quote Originally Posted by Kimmi View Post
    Congrats SoxHop!

    How exciting is that? With a pool too!

    Life is good.
    Thanks Kimmi........

    now the goal is to turn the backyard and pool into a full on Thai resort looking paradise............
    Everybody here is out of sight
    They don't bark, and they don't bite
    They keep things loose, they keep things light
    Everybody was dancin' in the moonlight

  8. #23
    Quote Originally Posted by SoxHop View Post
    Thanks Kimmi........

    now the goal is to turn the backyard and pool into a full on Thai resort looking paradise............
    Congrats!

    If it already isn't one, convert the pool to a salt water system.
    The initial cost is a few hundred, but you'll save on chemicals in the long run.


    I would've bought the car instead, but that's just me.
    “The louder he talked of his honor, the faster we counted our spoons.” -Ralph Waldo Emerson

    "When you're dead, you don't know you're dead.
    It's only difficult for other people.

    It works the same way for stupid."

  9. #24
    Quote Originally Posted by SoxnCycles View Post
    Congrats!

    If it already isn't one, convert the pool to a salt water system.
    The initial cost is a few hundred, but you'll save on chemicals in the long run.


    I would've bought the car instead, but that's just me.
    Wha what????? Convert to salt pool.......... huh????

    I've chosen the crazy idea over the good idea many times in my life........ things have changed in the last few years........ I have no idea if they have changed for good....... but ..... we'll see......

    someone should have slapped the 70's Camaro idea out of me........

    but....... I still want one.....
    Everybody here is out of sight
    They don't bark, and they don't bite
    They keep things loose, they keep things light
    Everybody was dancin' in the moonlight

  10. #25
    Quote Originally Posted by SoxHop View Post
    Wha what????? Convert to salt pool.......... huh????

    I've chosen the crazy idea over the good idea many times in my life........ things have changed in the last few years........ I have no idea if they have changed for good....... but ..... we'll see......

    someone should have slapped the 70's Camaro idea out of me........

    but....... I still want one.....
    It's not going to be ocean water salty. It's barely noticable.
    The salt is used with a conversion cell, installed in a filter line, to produce chlorine.

    If your pool is concrete or has a lot of metal fittings, stick with traditional chemicals.
    Salt doesn't play well with concrete or masonry mortar.

    Do a little reading or talk to a pool guy.
    “The louder he talked of his honor, the faster we counted our spoons.” -Ralph Waldo Emerson

    "When you're dead, you don't know you're dead.
    It's only difficult for other people.

    It works the same way for stupid."

  11. #26
    Effin roof needs to be replaced. Moisture in the drywall needs to be fixed. The sacrifices I'm making to have a pool............

    anyone of you know how to build a deck????
    Everybody here is out of sight
    They don't bark, and they don't bite
    They keep things loose, they keep things light
    Everybody was dancin' in the moonlight

  12. #27
    Quote Originally Posted by mvp 78 View Post
    Are you looking for immediate gains or long term ones?

    Housing is subject to certain volatility and it's not really a good "investment" like people think. Unless you're an expert, flipping houses isn't a good bet. Even if you're an expert, it's not a sure thing.

    Some people will swear by https://personal.vanguard.com/us/fun...NT&FundId=0968 but I'm not a financial adviser. While I've audited a bunch of broker dealers, I'm not really a stock market whiz.

    When I was younger, I had a little fun at the dog track, but haven't been in over 20 years.
    This. It depends on the level of risk you're willing to take, but it seems that for a few years now the consensus is housing is not the good investment it used to be, and you've got to put a lot into the maintenance of it, especially if you're renting it out. Landlord laws can be burdensome, and many areas are pro-tenant when it comes to disputes. Sounds like a pain in the ass.
    Last edited by Northern Star; 09-23-2017 at 11:48 AM.
    Priorities:
    1. Yankees lose
    2. Red Sox win

    Though I try to find the answer to all the questions they ask
    Though I know it's impossible to go living through the past

    Quote Originally Posted by joeycaps View Post
    So shut up because you have no idea on what you say on anything as evidence of some of your ridiculous posts.

  13. #28
    Quote Originally Posted by SoxHop View Post
    Effin roof needs to be replaced. Moisture in the drywall needs to be fixed. The sacrifices I'm making to have a pool............

    anyone of you know how to build a deck????
    So are they lowering the price in recognition of all this work?

    A pool is a massive liability, not to mention costing you in taxes and maintenance. The only way I'd have one is if it was indoors, and even then I'd need to study the liability laws very carefully.
    Priorities:
    1. Yankees lose
    2. Red Sox win

    Though I try to find the answer to all the questions they ask
    Though I know it's impossible to go living through the past

    Quote Originally Posted by joeycaps View Post
    So shut up because you have no idea on what you say on anything as evidence of some of your ridiculous posts.

  14. #29
    Quote Originally Posted by Northern Star View Post
    So are they lowering the price in recognition of all this work?

    A pool is a massive liability, not to mention costing you in taxes and maintenance. The only way I'd have one is if it was indoors, and even then I'd need to study the liability laws very carefully.
    They fixed all that stuff. But we found out the pool needed to be resurfaced after we bought the place. 10 grand later.........

    Yea, the pool is a liability and a money burn............. but there is nothing like getting drunk and crazy and having friends over in your pool. This summer was a huge party cause of the pool.......I've needed months off just to recover from the weekend craziness we had last summer......... cranking Iron Maiden right now....
    Everybody here is out of sight
    They don't bark, and they don't bite
    They keep things loose, they keep things light
    Everybody was dancin' in the moonlight

  15. #30
    Don't ever buy a house...... rent............. My entire life I've lived in an apartment till now. Houses are a pain in the ass.... stress..... worry.....taxes....... insurance........

    If you are a grown up that wants responsibility and save money that is fine. Get a house........... otherwise......... DONT BUY A HOUSE...
    Everybody here is out of sight
    They don't bark, and they don't bite
    They keep things loose, they keep things light
    Everybody was dancin' in the moonlight

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •