I had an apartment fire once in my early 20s-- everything I owned (and I didn't own much) was gone. I found it one of the most liberating events of my life (although I had only lived there a couple of months--unlike these other cases noted above, it didn't have much history with it.). (Let's see, what am I listening to--I think it's going to be Donizetti, Fille du Regiment!--probably not among the big hits here!)